04
APR
2014

Calgary Mortgage Broker: Pull Your Credit Score

Pull Your Credit Score. When applying for a loan your credit score is one of the factors lenders use when determining your potential interest rate. Lenders look at how you have managed your credit in the past to predict your future actions. A credit record that shows good...
28
MAR
2014

Tips For Renewing For the Best Calgary Mortgage Rates: Use a Broker

When you bought your home, you probably put considerable effort into finding your home loan. Unfortunately, when renewal time rolls around, too many Canadians make the mistake of going with their current lender’s first offer. Your mortgage renewal is a perfect opportunity to...
21
MAR
2014

Calgary Mortgage Brokers: Save Your Down Payment

Save Your Down Payment. Mortgages are defined as either conventional or non-conventional. A conventional mortgage means that you are able to provide 20 per cent or more of your loan at pre-approval. They are called “conventional”, even though not very many people can actually...
14
MAR
2014

Great New Communities in Okotoks and Calgary: Mortgage Broker Candice Light

Buying a brand-new home has many benefits, such as the ability to customize it to meet your family’s needs, and you have the added benefit of knowing all the appliances and major systems are still under warranty and will be sound for years to come. Less maintenance means more...
07
MAR
2014

Home Equity and Retirement: Your Calgary Mortgage Broker Candice Light

Retirement is all about security, and the best way to guarantee a comfortable future is with careful planning. Unfortunately, more and more Canadians are asking themselves not when, but if they are going to be able to afford their retirement, and for many, the answer is...
28
FEB
2014

Calgary Mortgages: What’s Your Style

The old days of one-mortgage-fits-all are long gone, and that’s a good thing. Homebuyers have more options than ever before to find a home loan that fits their individual needs. Unfortunately, many people are content to sit back and let someone else make these crucial financial...
21
FEB
2014

Mortgage Vacations Not Advisable: Calgary Broker Candice Light

In our fast-paced, always-connected world, what could be more appealing than the chance to take an all-expenses-paid vacation? For most of us, when we hear of a deal like that, our first thought is, what’s the catch? Unfortunately, the same is true of so-called “mortgage...
14
FEB
2014

Construction Loans Described: Candice Light Mortgage Broker in Calgary

Why settle for someone else’s vision of the perfect home when you can build your own? Finding the right house isn’t always easy — especially in today’s competitive market. Building your own home might be the right choice for you. Financing the building of a new home essentially...
07
FEB
2014

Calgary Mortgage Broker Candice Light: Amortization Facts and Figures

Smart homebuyers know that a mortgage is far too important to leave up to chance. By taking the time to learn how mortgages work, you could save thousands of dollars over the length of your loan. Does just the mention of the word “amortization” make your eyes glaze over and your...
31
JAN
2014

What is The Prime Rate? Calgary Mortgage Rates Explained

Many buyers make the mistake of falling in love with a house and then going directly to their bank for a loan. Chances are good that the banker will review your credit and make an offer you could refuse — if you knew a little bit more about the process. The best way to learn is...