02
AUG
2013

What Are the Benefits of Renovating? Calgary’s Mortgage Broker

If you love your neighborhood, but your Calgary home doesn’t meet your needs anymore, it might be time to consider renovating. While taking on a renovation project certainly requires planning, by sitting down to discuss your needs with a mortgage broker you can often find ways to...
21
JUN
2013

Twenty-Five Essential Mortgage Terms: Mortgages By Candice

For most of us, securing a home mortgage is the most significant financial decision we will make in our lifetime. As is the true with any large decision, the more information you can accrue, the better. There are a lot of terms involved in mortgages that are unfamiliar to most,...
07
JUN
2013

Calgary’s Mortgage Market: Signs of a Good Broker

Because a home is so very personal, mortgages tend to be so as well. Mortgages can be metaphors, indicating the amount of time and hard work it took to get to the point where purchasing a home was achievable, and representing the monthly march towards the ultimate goal of...
31
MAY
2013

Calgary Mortgage Rates: Broker vs. Bank – What’s Better?

It can be hard to tell who’s operating in your best interests these days, especially in Calgary’s tough real estate market. Property values are elevated, but still affordable, and residents continue to buy and sell homes at a higher than usual rate. The RBC Housing Affordability...
24
MAY
2013

Mortgage Broker Calgary: Repair Your Credit With Mortgages By Candice

Repairing your credit can be challenging, but it’s not impossible. It’s easy to make financial mistakes while young, footloose and fancy-free. And, unfortunately, life’s unfortunate surprises like car accidents and illness tend to happen when you’re least expecting them. ...
10
MAY
2013

Best Rates, Personal Service: 10 Reasons to Use a Calgary Mortgage Broker

Whether you are in the market for your first home or are interested in making changes to your existing mortgage, using a professional mortgage broker is becoming more and more common. Mortgage brokers are small business owners who rely on personal references and referrals for a...
03
MAY
2013

Prepayment Penalties Can Hurt! Calgary’s Mortgages By Candice

When people come into a large sum of money for whatever reason – such as an inheritance or an investment – usually their first inclination is to start paying off their debt. It’s a great idea, and although it would be wonderful to knock a chunk off your mortgage with a big...
26
APR
2013

Home Inspection Tips From Calgary’s Mortgage Broker – Candice Light

Unlike many of the other things we buy, there are no guarantees or return policies when it comes to buying a home. This means getting a home inspection is critical to protect your investment! Qualified home inspectors are skilled professionals that receive special training and...
19
APR
2013

Mortgages By Candice: 8 Steps to Stop Renting in Calgary Part 2

Many people in Calgary rent their property due to the convenience of not having to worry about maintenance and upkeep. But many others who rent in Calgary do so because they mistakenly believe they would not be able to qualify for a mortgage. At Mortgages by Candice, we can show...
12
APR
2013

Mortgages By Candice: 8 Steps to Stop Renting in Calgary Part 1

Many Calgary renters don’t think they can qualify for a mortgage. Others believe the home buying process is too difficult, too expensive or time-consuming. But, buying your own home is an investment in your future and, if handled properly, should be one of the best financial...