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10. How can I use the skills of a mortgage broker? Whether you are in the market for your first home or are interested in making changes to your existing mortgage, using a professional mortgage broker is becoming more and more common and more and more widespread. Mortgage brokers...

Whether you are separated or already in the process of a divorce, you are probably thinking a lot about how to shift into your new life as a single person. Unfortunately, you will also likely need to spend some time disentangling your finances from those of your former partner....

9. What can I expect from moving costs? Moving costs are dependent on how much stuff you have, how far you’re moving and whether or not you choose to pack everything yourself. You can greatly reduce expenses involved with moving by employing friends and family to help box up your...

Most homebuyers are so focused on the excitement of purchasing a home that they don’t give much thought to what they would do if something went wrong and they or their family were unable to make their monthly mortgage payment. If you do not have life insurance, or if you don’t...

8. What can I expect to pay for closing costs? Some of those in the real estate market are slightly taken aback by the expenses involved in closing your real estate deal. Closing costs vary province by province, but generally they include the following: Property transfer fees...

For most of us purchasing a home today, a mortgage is a necessity unless you are fortunate enough to be able to buy your house outright. Calgary mortgage broker Candice Light  will work with you to make sure you completely understand your mortgage payment so that your future of...

7. What is my commute/transit/parking situation? It may seem like a no-brainer, but if you take transit, ensure there is easy access to a route so that you are able to get around easily. Similarly, take the time to drive your commute if you are a car owner. Even if you really...

Three of Canada’s leading banks have released reports based on September’s home sales and price data, and they have all indicate the housing market will likely slow next year. What does this mean for buyers who are still thinking about buying? It’s actually good news. The reduced...

For many people buying their first home, every step of the way can seem complicated and confusing. When it comes to closing costs, many home buyers enter the process completely unaware that they even exist – let alone what they mean and how they add up. Closing costs can be...

Owning a rental property is a great investment and can even help you pay off your mortgage faster, and the time to get involved in the market couldn’t be any better. With Calgary’s rental vacancy rate around 1 per cent, rental properties are in extremely high demand. Earlier this...