24
SEP
2013

Does Your New Job Affect Your Calgary Mortgage?

2. Changing Jobs Before Taking Possession Since your lender took your salary and employment history into careful consideration when deciding the amount of loan you qualify for, it makes sense that a change in either would cause concern on their behalf. Switching jobs while in the...
16
AUG
2013

How to Lock In to a Mortgage Rate: Calgary and High River Mortgages

With mortgage rates continuing to stay low and plenty of competition in the mortgage market in Calgary and High River, it may seem like you’re pretty much guaranteed a good rate no matter where you go. The truth is not that simple, however. Interest rates fluctuate daily, and the...
05
JUL
2013

Mortgages By Candice: Did the Alberta Floods Affect Your Real Estate Transaction?

Mortgages By Candice works in Calgary, Okotoks and High River, all of which were severely damaged by Alberta’s June 21st flood. The extent of the repairs necessary is mind-boggling, and it’s becoming clear that we will be cleaning up for a long time to come. We would like to...
19
APR
2013

Mortgages By Candice: 8 Steps to Stop Renting in Calgary Part 2

Many people in Calgary rent their property due to the convenience of not having to worry about maintenance and upkeep. But many others who rent in Calgary do so because they mistakenly believe they would not be able to qualify for a mortgage. At Mortgages by Candice, we can show...
12
APR
2013

Mortgages By Candice: 8 Steps to Stop Renting in Calgary Part 1

Many Calgary renters don’t think they can qualify for a mortgage. Others believe the home buying process is too difficult, too expensive or time-consuming. But, buying your own home is an investment in your future and, if handled properly, should be one of the best financial...
05
APR
2013

Calgary Mortgage Rate News: Potential Low-Ratio Bulk Insurance Restrictions Announced

Mortgages by Candice strives to keep you informed on issues that have the potential to affect Calgary mortgage rates. Although the 2013 federal budget contained little on mortgages overall, one new proposal is of interest for consumers. This proposal seeks to begin restrictions...
28
MAR
2013

Your First Calgary Home Mortgage

It’s tough to know when to delve into buying your first home. Calgary and area is a busy part of the world, with a number of people working very long hours – often away from home – and entering the real estate market just isn’t a priority for those with not enough hours in the...
12