14
FEB
2014

Construction Loans Described: Candice Light Mortgage Broker in Calgary

Why settle for someone else’s vision of the perfect home when you can build your own? Finding the right house isn’t always easy — especially in today’s competitive market. Building your own home might be the right choice for you. Financing the building of a new home essentially...
17
JAN
2014

Candice Light Mortgage Broker in Calgary: Borrowing Tips for 2014

The new year is a great time to take a good long look at your financial situation and develop some realistic, attainable goals. A little planning can make a huge difference. 2014 is expected to bring some rule tightening designed to reduce risk for mortgage providers, insurers,...
07
JAN
2014

Why Pay Off as Much Debt As Possible?

1. Pay Off as Much Debt As Possible Just about everyone carries some amount of debt these days, and it’s nothing to be ashamed of. Lenders expect that clients will have some sort of loan or credit payment due monthly, but most prefer that their clients carry no more than 42 per...
31
DEC
2013

Why Should You Learn The “5 Crucial Steps Before Applying for Mortgage Pre-Approval?”

Whether you think you’re ready to get into your first Calgary starter home or if you’re looking to relocate someplace a little calmer like Okotoks, before applying for mortgage pre-approval take these steps into consideration. By carefully implementing home buying plans you can...
25
OCT
2013

Suburban Property Values – Your Mortgage Broker for Calgary and Okotoks

Calgary is a big city that carries a lot of advantages for its residents, however, just like other large urban expanses, life in Calgary does have a few drawbacks. It can be busy, crowded and expensive, but luckily geography has allowed for several nearby alternatives. Calgary is...
27
SEP
2013

How Are My Calgary Mortgage Rates Determined?

If you are in the market to buy a home, simply knowing the current Bank of Canada mortgage rate is not enough. Calgary mortgage rates fluctuate, and those without an understanding of how rates are determined can find themselves unprepared for changes. Whether you are just...
20
SEP
2013

How Do I Pay Off My Calgary Mortgage Faster? Mortgages By Candice

With the average price of a home in Calgary right now at around $340,000, everyone is looking for ways to make home ownership more manageable. One way to do this is by developing a secondary suite in your home. Not only will it make it easier to afford your monthly mortgage, it...
17
SEP
2013

Don’t Threaten Your Calgary Mortgage with a Credit Card Purchase

There can hardly be a more important purchase than a new home. Since will be the place where you spend the most time, everyone wants to find a property they love, that works for them and that they can afford. Thankfully, Calgary and area has lots of options when it comes to real...
06
SEP
2013

How Healthy is the Calgary Real Estate Market? Mortgages By Candice

Determining the right time to sell your home has always been a challenge. Many homeowners try to time a sale for when the market is peaking, but that can be like trying to predict when the stock market is at its highest. Without the advice of a knowledgeable Calgary mortgage...
30
AUG
2013

Can I Get A Mortgage For A Flood-Damaged Home in Calgary and High River?

Last June’s floods left far more than a physical mess for homeowners and buyers to deal with. The financial aftermath remains unsettled still. For those currently involved in any real estate process such as obtaining or refinancing a mortgage involving a property in a flood...
12